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Looking For Car Finance?Bank Says No?We Might Say Yes!

Introducing

Drive Access

Drive Access is the all-inclusive alternative to vehicle finance, built for the good earners banks turn away. From just R 6,999/month.

Check if you qualify. It takes about 2 minutes.

One of our mobility specialists will contact you to guide you through the next steps.

Bank declined. Drive approved

Keep moving. No bank approval needed.

A car finance application lives or dies on your credit record, and one old default can end it before anyone looks at what you earn. Drive Access uses a different scorecard: a net income of R 23,000/month, a once-off Initial fee plus your first month's payment, and a soft credit check for identity verification only. No bank approval to wait on.

Vehicle finance also ties you to a depreciating asset for five or six years, usually with a balloon payment at the end. Drive Access is a 12-month subscription on a quality, near-new vehicle: renew it, switch to a different car, or walk away. No long-term debt, no balloon, no negative equity.

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One fixed monthly payment

One payment covers the vehicle, insurance, services, tyres, tracking and roadside assistance. Unlike car finance, there's nothing extra to arrange and nothing hidden.

New Car

New Car

Insurance

Insurance

Tyres

Tyres

Tracking Device

Tracking Device

Services

Services

Roadside Assistance

Roadside Assistance

A declined vehicle finance application isn't a verdict on you. It's a bank reading an old record instead of your payslip.

A previous decline doesn't count against you. We don't look at what happened years ago, we look at where you are today.

Your income. Your stability. Your ability to pay. That is our scorecard.

That's why we created Drive Access.

Drive Access
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Real people. Real handovers. Real reviews.

Thousands of South Africans who couldn't get car finance approval are already driving with Drive Access. Here's what they're saying about it.

I sent my enquiry in the evening and I received a call first the next morning from JARROD- he assisted me with my application and got approved the same day

I sent my enquiry in the evening and I received a call first the next morning from JARROD- he assisted me with my application and got approved the same day. All thanks to Jarrod who made it possible

Meli M · September 2026 · Hellopeter

Made an enquiry in t...

Made an enquiry in the morning..sent my documents..left with a vehicle after lunch time.great speedy service by Akshay and drive.co.za. will see you soon for a car for my wife later in the month.

Johnny J · September 2026 · Hellopeter

Awesome service from

Awesome service from.Jarrod Govender. Seamless process. Enjoyed the process and he made it easy to understand .

Kruben M · September 2026 · Hellopeter

I received the car t...

I received the car today and it was a professional service the guys were friendly and it went smoothly

Suzanne G · September 2026 · Hellopeter

Excellent service, E...

Excellent service, Ethan was very professional keeping me updated all the time

Alita A · September 2026 · Hellopeter

From word go I got t...

From word go I got the best salesman that followed up day by day More than I expected and would refer anybody to them Well done guys Proud to do deal with you Thank you so much Regards

Phillip V · September 2026 · Hellopeter

Happy

Happy.Didi assisted a lot with explaijing until i understand term and conditions of the contract

Witness W · September 2026 · Hellopeter

JC has been helpful ...

JC has been helpful from start to finish, he has great personality

Zolani D · September 2026 · Hellopeter

Jarrod was excellent in performing

Jarrod was excellent in performing. Great help in answering any questions. Keep up the good work.

William W · September 2026 · Hellopeter

Qualify on income, not credit score

Ready to Drive?

R 23,000/month net income is all it takes. Check if you qualify in about two minutes.

Don't Finance it, just Drive it...