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Looking For Car Finance?Bank Says No?We Might Say Yes!

Introducing

Drive Access

Drive Access is the all-inclusive alternative to vehicle finance, built for the good earners banks turn away. From just R 7,049/month.

Check if you qualify. It takes about 2 minutes.

One of our mobility specialists will contact you to guide you through the next steps.

Bank declined. Drive approved

Keep moving. No bank approval needed.

A car finance application lives or dies on your credit record, and one old default can end it before anyone looks at what you earn. Drive Access uses a different scorecard: a net income of R 23,000/month, a once-off Initial fee plus your first month's payment, and a soft credit check for identity verification only. No bank approval to wait on.

Vehicle finance also ties you to a depreciating asset for five or six years, usually with a balloon payment at the end. Drive Access is a 12-month subscription on a quality, near-new vehicle: renew it, switch to a different car, or walk away. No long-term debt, no balloon, no negative equity.

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One fixed monthly payment

One payment covers the vehicle, insurance, services, tyres, tracking and roadside assistance. Unlike car finance, there's nothing extra to arrange and nothing hidden.

New Car

New Car

Insurance

Insurance

Tyres

Tyres

Tracking Device

Tracking Device

Services

Services

Roadside Assistance

Roadside Assistance

A declined vehicle finance application isn't a verdict on you. It's a bank reading an old record instead of your payslip.

A previous decline doesn't count against you. We don't look at what happened years ago, we look at where you are today.

Your income. Your stability. Your ability to pay. That is our scorecard.

That's why we created Drive Access.

Drive Access
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Real people. Real handovers. Real reviews.

Thousands of South Africans who couldn't get car finance approval are already driving with Drive Access. Here's what they're saying about it.

Great Service!

Great and friendly service from Jarrod, I look forward to collecting my car. Thank you, keep it up!

Madelein U · October 2026 · Hellopeter

Ismaa’eel from Western Cape Drive

Ismaa’eel from Western Cape Drive.co.za took my initial call and professionally explained the requirements and what was needed from my side to get approved. <br /> The branch manager, Manric, assisted me further with my application and the available vehicle options according to my preferences. His friendly, professional and supportive approach throughout the entire process made a real difference. From getting my application approved, to arranging test drives and organising the collection of my vehicle, Manric went above and beyond to make the experience memorable.<br /> My application was approved on the very same day I app**** and just two days later, after deciding on my preferred vehicle, I collected my brand new Toyota Urban Cruiser. <br /> A huge thanks to the team, and especially to Manric, for an outstanding experience.<br /> I would highly recommend Drive.co.za. Their excellent customer service, vehicle options, the benefits and inclusions they offer truly set them apart from their competitors. <br />

Francois U · October 2026 · Hellopeter

Dr

Excellent service. Incredible Sales man. Assisted even late at night to ensure a smooth process

David U · October 2026 · Hellopeter

Fast friendly hassle free service

Fast friendly hassle free service. Absolutely impressed with friendly service and them going out of their way to have my car delivered. Amazing

Jacques C · October 2026 · Hellopeter

Clean process

Clean process. Efficient and pleasant. The vehicles are new and the team is helpful and professional

Caz C · October 2026 · Hellopeter

incredible service

I was stuck on the road with my son, it was quite late, Michelle from drive helped tour my car to Suzuki westrand, made sure I get home safe, not only did he do that but he followed up on my car and made sure am back on the road again, with a car in a good road worthy condition. what an amazing service I received!

Palesa p · October 2026 · Hellopeter

Amazing service from the Cape Town branch

Amazing service from the Cape Town branch. Big shout out to Ishmaaeel and Marnic! The whole process was quick and easy. Would highly recommend trying out Drive.

Chevaune C · October 2026 · Hellopeter

Uitstekende diens van die span by Drive

Uitstekende diens van die span by Drive! Dadelik gehelp, alles mooi verduidelik.

Naomi U · October 2026 · Hellopeter

Staff and services was excellent highly recommended

Staff and services was excellent highly recommended. Thank you very much

Soraya U · October 2026 · Hellopeter

Qualify on income, not credit score

Ready to Drive?

R 23,000/month net income is all it takes. Check if you qualify in about two minutes.

Don't Finance it, just Drive it...