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Looking For Car Finance?Bank Says No?We Might Say Yes!

Introducing

Drive Access

Drive Access is the all-inclusive alternative to vehicle finance, built for the good earners banks turn away. From just R 6,999/month.

Check if you qualify. It takes about 2 minutes.

One of our mobility specialists will contact you to guide you through the next steps.

Bank declined. Drive approved

Keep moving. No bank approval needed.

A car finance application lives or dies on your credit record, and one old default can end it before anyone looks at what you earn. Drive Access uses a different scorecard: a net income of R 23,000/month, a once-off Initial fee plus your first month's payment, and a soft credit check for identity verification only. No bank approval to wait on.

Vehicle finance also ties you to a depreciating asset for five or six years, usually with a balloon payment at the end. Drive Access is a 12-month subscription on a quality, near-new vehicle: renew it, switch to a different car, or walk away. No long-term debt, no balloon, no negative equity.

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One fixed monthly payment

One payment covers the vehicle, insurance, services, tyres, tracking and roadside assistance. Unlike car finance, there's nothing extra to arrange and nothing hidden.

New Car

New Car

Insurance

Insurance

Tyres

Tyres

Tracking Device

Tracking Device

Services

Services

Roadside Assistance

Roadside Assistance

A declined vehicle finance application isn't a verdict on you. It's a bank reading an old record instead of your payslip.

A previous decline doesn't count against you. We don't look at what happened years ago, we look at where you are today.

Your income. Your stability. Your ability to pay. That is our scorecard.

That's why we created Drive Access.

Drive Access
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Real people. Real handovers. Real reviews.

Thousands of South Africans who couldn't get car finance approval are already driving with Drive Access. Here's what they're saying about it.

This was the smoothest transaction ever

This was the smoothest transaction ever. Ruan was really helpfull. Even at 22:00 at night.

Sonicka S · August 2026 · Hellopeter

Our experience with drive as a whole has been good, but the brand was the biggest problem because of parts which left the drive team also frustrated at most times

Our experience with drive as a whole has been good, but the brand was the biggest problem because of parts which left the drive team also frustrated at most times. I have moved to a Toyota now and believe we will have a much much better exprience

Lindo L · August 2026 · Hellopeter

Great service

I’m really happy with the service I received from Drive.co.za. The communication throughout the process was excellent, with regular follow-ups and updates that kept me informed every step of the way.<br /> <br /> A special thank you to Lwando, my salesman, for being helpful, responsive and making the process easy. I’d also like to thank Peter, the manager, for checking in and making sure everything moved quickly and smoothly.<br /> <br /> The whole experience was professional, efficient and stress-free. I really appreciate the effort from the team and would definitely recommend Drive.co.za to anyone looking for a smooth car-buying experience! 🚗👏🏾

Palesa M · August 2026 · Hellopeter

Brilliant Service

It was a smooth and easy process. They kept their promise and also they are very professional.

David B · August 2026 · Hellopeter

Drive.co.za Experience

The experience i had with Drive.co.za was excellent. I just upgraded to my second car and i am very happy. There are no hidden costs or small print. Only peace of mind. I have tried the rest but found the best. Thanks to everyone at Drive.co.za for your excellent service.

Gerrit K · August 2026 · Hellopeter

Junior was excellent...

Junior was excellent he took me to the whole process, And I was happy with the car, excellent service

Mvelisi · August 2026 · Hellopeter

It was a nice experience

It was a nice experience. Excellent service and patient staff members

Berenice B · August 2026 · Hellopeter

Happy Client

I was declined by all the banks and on debt review so I work as Real Estate Agent so didn’t have a car so it came at the right time I app**** and approved same day and by the weekend I got my car very good service from the sale person I’m very happy with Drive Co.za I believe they will continue give people great service and good advice

Nyakallo S · August 2026 · Hellopeter

Amazing service Jarr...

Amazing service Jarrod would recommend Drive to anyone who would listen.

Gerda K · August 2026 · Hellopeter

Qualify on income, not credit score

Ready to Drive?

R 23,000/month net income is all it takes. Check if you qualify in about two minutes.

Don't Finance it, just Drive it...